CIBIL details
Review for Arjun Mehta
Prepared for the customer lookup submitted today.
742
CIBIL score · Good
A healthy base with two areas to review.
The customer’s payment pattern and account mix are supporting the score. A recent enquiry and one reported overdue account may be limiting further improvement.
Positive points
What’s working well
These signals are helping the customer’s credit profile today.
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On-time payment patternMost active accounts show payments made within the reported due dates.
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Balanced credit utilisationReported card usage is below the high-utilisation range.
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Healthy account mixA mix of secured and unsecured accounts gives the profile useful variety.
Needs attention
Points to resolve
Confirm each item against original statements before taking action.
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Personal loan · account ending 4821A 30-day overdue entry appears in the latest update. Confirm the payment date and lender record.
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Recent hard enquiryOne recent enquiry may be unfamiliar. Check whether it matches a recent application.
Suggested resolution
A clear next step for each issue.
Start with evidence, then contact the reporting lender or raise a correction request when the record does not match.
01Collect proofKeep the statement, payment receipt
and account reference ready.
02Ask the lenderRequest a written correction for
any wrong overdue or enquiry entry.
03Recheck the reportReview the next update to
confirm the correction is reflected.
Complete details already emailed to mailmox
For education and support only. This static review does not access a bureau or submit a dispute.